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14.1 The parties acknowledge that all legal or customary claims related to intellectual property may require forms of equitable legal protection, which are better administered by the courts; Accordingly, the parties agree that, with the exception of legal or customary claims related to intellectual property and disputes that are eligible for Small Claims Court, any controversy or claim arising out of or in connection with this Agreement or any aspect of the relationship between us, whether based on a contract, in tort, tort, fraudulent, misrepresentation or any other legal theory, will be resolved by arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules and Additional Procedures for Consumer Disputes. The arbitrator`s verdict may be filed in any applicable federal or state court in New York County, New York. For more information on arbitration, AAA, and arbitration, please visit the American Arbitration Association`s website at adr.org. You agree that by entering into this Agreement, you and we each waive the right to a jury trial, unless otherwise stated above. Any arbitration under this Agreement shall be on an individual basis; Class arbitration and class actions are not permissible and by entering into this Agreement, you waive the opportunity to participate in a class action. All matters are the responsibility of the arbitrator, except that matters relating to the scope, application and enforceability of the arbitration clause fall within the jurisdiction of the court. As set forth in section 15 below, New York law applies to any arbitration under this section, but the parties acknowledge that federal arbitration law governs the interpretation and application of this provision. This Arbitration Agreement shall continue to apply after the termination of this Agreement. This arbitration agreement does not prevent you from notifying federal, state or local authorities of any issues, and if permitted by law, they may appeal against us on your behalf. You must be at least 18 years of age to purchase a subscription to the Services or other content, products or services we offer through the Services. If you are under the age of 18 and would like to make such a purchase, please ask your parent or guardian to complete the purchase on your behalf.

You agree to pay the subscription fee and all other fees related to your account for a service (including all applicable taxes) at the rates in effect at the time the fees are charged. If your subscription includes access to premium content or service areas, your access to those areas may be subject to additional fees and terms, which are designated separately in those areas. If you have not paid by cheque, we will automatically charge all charges to your credit card. Subscription fees are charged at the beginning of your subscription and at each renewal….